Providing Valued Clients With Our Process and Perspective
Our management process begins with a conversation that last for years.
Our Management process
DEFINE your investment objective, determine your time horizon, risk tolerance and liquidity needs
ASSESS how your current portfolio is aligned with your investmentobjective, tax and risk profile
ARTICULATE what risk your capital is taking for the reward it is producing and at what expense
ALLOCATE your portfolio based upon our conversation, assessment and analysis
REPEAT the entire process and re-balance your portfolio at regular intervals
Client portfolios are individually managed
OUR INVESTMENT UNIVERSE
Cash and Fixed Income
Money market funds, CD’s, US Treasury Notes and municipal bonds
Equity Securities
Our Selected Company List is at the core of our equity strategy with preferred company attributes including but not limited to: high barrier to entry, sturdy and/or growing earnings, strong pricing power, recurring revenue, low relative price volatility, macro-economic tailwinds and management with a proven track record
Exchange Traded Funds
We utilize a select list of exchange traded funds representing fixed income, cash, equities, asset allocation models and
alternative assets as part of our asset allocation process
CUSTODIAN OF OUR CLIENT’S ASSETS
- Charles Schwab is an industry leader
- 35 years serving investment advisors and clients
- SIPC account protection
- Secure online account access 24/7
- Move money
- Account review
- Update client information
- Online client learning center
DISCLOSURES
- For informational purposes only, does not constitute investment advice or a solicitation of any offer to buy or sell any security. Investments in securities are not insured, protected or guaranteed and may result in a loss of income and or principal
- Bankers Investment Counseling
is an independent investment
advisor registered with the State
of California